:root{--ink:#0B1B2B;--deep:#07131F;--petrol:#17384F;--ivory:#F5F1E8;--mist:#E4DED0;--paper:#FBF8F1;--slate:#4A5563;--brass:#B08D57;--brass-text:#7F6034;--brass-lt:#E3C48F;--line:#D6CFBF;--ok:#2f6b4f;--max:1120px;--gut:clamp(18px,5vw,40px);--serif:Newsreader,Georgia,"Times New Roman",serif;--sans:Inter,-apple-system,system-ui,"Segoe UI",sans-serif}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--ivory);color:var(--ink);font:17px/1.65 var(--sans);-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:var(--brass-text);text-underline-offset:3px}
a:hover{color:var(--ink)}
:focus-visible{outline:2px solid var(--brass);outline-offset:3px;border-radius:3px}
h1,h2,h3,h4{font-family:var(--serif);font-weight:400;line-height:1.1;margin:0;letter-spacing:-.015em;text-wrap:balance}
h1{font-size:clamp(36px,5.4vw,64px)}
h2{font-size:clamp(28px,3.6vw,42px)}
h3{font-size:clamp(21px,2.2vw,26px);line-height:1.2}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 var(--gut)}
.skip{position:absolute;left:-9999px;top:8px;background:var(--ink);color:#fff;padding:8px 14px;border-radius:6px;z-index:100}
.skip:focus{left:8px}

/* header */
.hdr{position:sticky;top:0;z-index:50;background:rgba(7,19,31,.96);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid rgba(245,241,232,.1)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;height:64px}
.hdr .logo{display:block;height:34px}
.hdr .logo img{height:100%;width:auto;display:block}
.nav{display:flex;align-items:center;gap:6px}
.nav a{color:#c9d2db;text-decoration:none;font-size:15px;padding:8px 12px;border-radius:8px}
.nav a:hover,.nav a[aria-current]{color:#fff;background:rgba(245,241,232,.08)}
.nav .btn{margin-left:8px;color:var(--ink)}
.nav .btn:hover{color:var(--ink);background:linear-gradient(180deg,#F1DDB4,#C39B5E)}
.menu-btn{display:none;background:none;border:1px solid rgba(245,241,232,.25);color:#F5F1E8;border-radius:8px;padding:8px 12px;font:500 14px var(--sans);cursor:pointer}
@media(max-width:860px){.menu-btn{display:block}.nav{display:none;position:absolute;left:0;right:0;top:64px;background:var(--deep);flex-direction:column;align-items:stretch;padding:12px var(--gut) 20px;border-bottom:1px solid rgba(245,241,232,.12)}.nav.open{display:flex}.nav a{padding:12px}.nav .btn{margin:8px 0 0;text-align:center}}

/* buttons */
.btn{display:inline-block;background:linear-gradient(180deg,#EBD2A1,#B08D57);color:var(--ink);text-decoration:none;font-weight:600;font-size:16px;padding:14px 28px;border-radius:999px;border:0;cursor:pointer;font-family:var(--sans);box-shadow:0 10px 28px -14px rgba(176,141,87,.7)}
.btn:hover{color:var(--ink);background:linear-gradient(180deg,#F1DDB4,#C39B5E)}
.btn.dark{background:var(--ink);color:var(--ivory);box-shadow:none}
.btn.dark:hover{background:var(--petrol);color:#fff}
.btn.ghost{background:transparent;color:inherit;border:1px solid currentColor;box-shadow:none;font-weight:500}
.btn.ghost:hover{background:rgba(255,255,255,.08);color:inherit}
.btn.sm{padding:9px 20px;font-size:15px}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin-top:28px}

/* hero */
.hero{background:radial-gradient(900px 560px at 85% 0%,rgba(176,141,87,.22),transparent 60%),radial-gradient(700px 500px at 0% 100%,rgba(23,56,79,.7),transparent 65%),var(--deep);color:var(--ivory);padding:clamp(48px,8vw,96px) 0 clamp(44px,7vw,80px)}
.hero.compact{padding:clamp(36px,6vw,64px) 0}
.hero h1{max-width:20ch}
.hero.wide h1{max-width:24ch}
.hero .lede{font-size:clamp(18px,2vw,21px);color:#b9c5d1;max-width:46ch;margin-top:22px;line-height:1.5}
.crumbs{font-size:13px;color:#8fa0b1;margin-bottom:22px;display:flex;flex-wrap:wrap;gap:4px 8px}
.crumbs a{color:#b9c5d1;text-decoration:none}.crumbs a:hover{color:#fff;text-decoration:underline}
.crumbs span[aria-hidden]{opacity:.5}
.kicker{font-size:12px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--brass-lt);margin-bottom:16px;display:flex;align-items:center;gap:12px}
.kicker:before{content:"";width:28px;height:1px;background:currentColor}
.light .kicker,.kicker.on-light{color:var(--brass-text)}
.gold{background:linear-gradient(100deg,#F1DDB4 0%,#D8B77E 45%,#B08D57 100%);-webkit-background-clip:text;background-clip:text;color:transparent;font-style:italic}
.facts{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));margin-top:clamp(36px,5vw,56px);border-top:1px solid rgba(245,241,232,.16)}
.facts div{padding:18px 18px 0 0}
.facts b{display:block;font-family:var(--serif);font-weight:300;font-size:clamp(24px,3vw,34px);line-height:1.1}
.facts span{font-size:13px;color:#9fb0c0}
@media(max-width:700px){.facts{grid-template-columns:repeat(2,minmax(0,1fr))}}

/* sections */
.sec{padding:clamp(48px,7vw,88px) 0}
.sec.alt{background:var(--paper);border-block:1px solid var(--line)}
.sec.dark{background:var(--ink);color:var(--ivory)}
.sec.dark .kicker{color:var(--brass-lt)}
.sec.dark p{color:#b9c5d1}
.sec-head{max-width:720px;margin-bottom:clamp(28px,4vw,48px)}
.sec-head p{color:var(--slate);font-size:18px;margin-top:14px;margin-bottom:0}
.sec.dark .sec-head p{color:#b9c5d1}
.prose{max-width:720px}
.prose h2{margin:1.6em 0 .5em;font-size:clamp(26px,3vw,34px)}
.prose h3{margin:1.4em 0 .4em}
.prose p,.prose li{color:#27384a}
.prose ul,.prose ol{padding-left:1.2em;margin:0 0 1.2em}
.prose li{margin-bottom:.4em}
.prose .lead{font-size:20px;line-height:1.55;color:var(--ink)}
.cols2{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(0,1fr);gap:clamp(28px,5vw,64px);align-items:start}
@media(max-width:880px){.cols2{grid-template-columns:minmax(0,1fr)}}
.grid{display:grid;gap:18px}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}.g3{grid-template-columns:repeat(3,minmax(0,1fr))}.g4{grid-template-columns:repeat(4,minmax(0,1fr))}
@media(max-width:900px){.g3,.g4{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:620px){.g2,.g3,.g4{grid-template-columns:minmax(0,1fr)}}
.card{background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:24px;display:flex;flex-direction:column;gap:8px;min-width:0}
.sec.alt .card{background:#fff}
.card h3{font-size:22px}
.card p{color:var(--slate);margin:0;font-size:16px}
.card .tag{font-size:11px;letter-spacing:.14em;text-transform:uppercase;font-weight:600;color:var(--brass-text)}
a.card{text-decoration:none;color:inherit;transition:border-color .2s,transform .2s}
a.card:hover{border-color:var(--brass);transform:translateY(-2px)}
a.card .more{margin-top:auto;padding-top:8px;font-size:14px;font-weight:600;color:var(--brass-text)}
.dark .card{background:rgba(255,255,255,.05);border-color:rgba(245,241,232,.14)}
.dark .card p{color:#b9c5d1}
.numlist{counter-reset:n;display:grid;gap:0;list-style:none;padding:0;margin:0}
.numlist li{counter-increment:n;display:grid;grid-template-columns:44px minmax(0,1fr);gap:14px;padding:20px 0;border-top:1px solid var(--line)}
.numlist li:before{content:counter(n);font-family:var(--serif);font-size:26px;color:var(--brass-text);line-height:1.2}
.numlist b{display:block;font-size:18px;margin-bottom:4px}
.numlist span{color:var(--slate)}
.dark .numlist li{border-color:rgba(245,241,232,.16)}.dark .numlist li:before{color:var(--brass-lt)}.dark .numlist span{color:#b9c5d1}
.aside{background:var(--ink);color:var(--ivory);border-radius:18px;padding:26px;position:sticky;top:88px}
.aside h3{font-size:22px;margin-bottom:14px}
.aside dl{margin:0;display:grid;gap:12px}
.aside dt{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--brass-lt)}
.aside dd{margin:2px 0 0;color:#dbe3ea;font-size:16px}
.aside .btn{margin-top:20px;display:block;text-align:center}
.aside a.sub{display:block;margin-top:12px;text-align:center;color:#b9c5d1;font-size:14px}
.callout{border-left:3px solid var(--brass);background:var(--paper);padding:18px 22px;border-radius:0 12px 12px 0;margin:1.6em 0}
.callout b{display:block;margin-bottom:4px;font-family:var(--serif);font-size:20px;font-weight:500}
.callout p{margin:0;color:#27384a}
.notice{font-size:14px;color:var(--slate);border-top:1px solid var(--line);padding-top:14px;margin-top:28px}
.rolelist{list-style:none;padding:0;margin:0}
.rolelist li{display:grid;grid-template-columns:minmax(150px,.5fr) minmax(0,1.5fr);gap:8px 28px;padding:16px 0;border-top:1px solid var(--line)}
.rolelist li:last-child{border-bottom:1px solid var(--line)}
.rolelist b{font-weight:600}
.rolelist span{color:#27384a}
@media(max-width:640px){.rolelist li{grid-template-columns:minmax(0,1fr)}}
.qlist{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.qlist li{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px 16px 48px;position:relative;color:#1b2b3c}
.qlist li:before{content:"?";position:absolute;left:16px;top:14px;width:22px;height:22px;border-radius:50%;background:var(--ink);color:var(--brass-lt);font:600 13px/22px var(--sans);text-align:center}
.faq details{border-top:1px solid var(--line);padding:0}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:20px 40px 20px 0;font:500 20px/1.3 var(--serif);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:6px;top:18px;font:300 28px var(--serif);color:var(--brass-text)}
.faq details[open] summary:after{content:"\2212"}
.faq details p{margin:0 0 20px;color:#27384a;max-width:68ch}
.cta-band{background:radial-gradient(800px 400px at 50% 130%,rgba(176,141,87,.35),transparent 65%),var(--deep);color:var(--ivory);text-align:center;padding:clamp(56px,8vw,96px) 0}
.cta-band h2{max-width:18ch;margin:0 auto}
.cta-band p{color:#b9c5d1;max-width:48ch;margin:18px auto 0;font-size:18px}
.cta-band .cta-row{justify-content:center}
.chips{display:flex;flex-wrap:wrap;gap:10px;padding:0;list-style:none;margin:0}
.chips a{display:block;padding:9px 16px;border:1px solid var(--line);border-radius:999px;text-decoration:none;color:var(--ink);font-size:15px;background:var(--paper)}
.chips a:hover{border-color:var(--brass);background:#fff}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:14px;background:#fff}
table{border-collapse:collapse;width:100%;font-size:16px}
th,td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--line);vertical-align:top}
th{font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--slate);background:var(--paper)}
tr:last-child td{border-bottom:0}
.price{font-family:var(--serif);font-weight:300;font-size:clamp(48px,6vw,72px);line-height:1}
.price small{font:400 15px var(--sans);color:var(--slate);margin-left:6px}
.plans{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;align-items:stretch}
@media(max-width:820px){.plans{grid-template-columns:minmax(0,1fr)}}
.plan{background:#fff;border:1px solid var(--line);border-radius:20px;padding:clamp(24px,3vw,36px);display:flex;flex-direction:column;gap:12px}
.plan.feat{background:var(--ink);color:var(--ivory);border-color:var(--ink)}
.plan.feat .price small,.plan.feat li{color:#c9d2db}
.plan ul{list-style:none;padding:0;margin:8px 0 18px;display:grid;gap:10px}
.plan li{display:flex;gap:12px;color:#27384a}
.plan li:before{content:"";flex:none;width:7px;height:7px;border-radius:50%;background:var(--brass);margin-top:10px}
.plan .btn{margin-top:auto;text-align:center}
.toc{background:var(--paper);border:1px solid var(--line);border-radius:14px;padding:18px 22px;margin:0 0 2em}
.toc b{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--brass-text)}
.toc ol{margin:10px 0 0;padding-left:1.2em}
.toc li{margin-bottom:4px}
.meta{font-size:14px;color:#9fb0c0;margin-top:18px}
.formrow{display:grid;gap:6px;margin-bottom:16px}
.formrow label{font-weight:600;font-size:15px}
.formrow input,.formrow select,.formrow textarea{font:inherit;padding:12px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);width:100%}
.formrow textarea{min-height:140px}
.hp{position:absolute;left:-9999px}
/* report mock */
.mock{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;box-shadow:0 40px 70px -50px rgba(11,27,43,.55)}
.mock-bar{background:var(--ink);color:var(--ivory);padding:18px 22px;display:flex;justify-content:space-between;align-items:baseline;gap:12px}
.mock-bar b{font-family:var(--serif);font-weight:400;font-size:22px}
.mock-bar span{font-size:12px;color:var(--brass-lt);letter-spacing:.1em;text-transform:uppercase}
.mock-body{padding:20px 22px;display:grid;gap:12px}
.bar{display:grid;grid-template-columns:minmax(110px,170px) minmax(0,1fr) 38px;gap:12px;align-items:center;font-size:14px}
.bar i{display:block;height:9px;border-radius:5px;background:var(--mist);overflow:hidden;position:relative}
.bar i:after{content:"";position:absolute;inset:0 auto 0 0;width:var(--w);background:linear-gradient(90deg,#B08D57,#EBD2A1)}
.bar b{text-align:right;font-variant-numeric:tabular-nums}
.mock-note{font-size:12px;color:var(--slate);padding:0 22px 16px}
/* footer */
.ftr{background:var(--deep);color:#9fb0c0;padding:56px 0 28px;font-size:15px}
.ftr a{color:#c9d2db;text-decoration:none}.ftr a:hover{color:#fff;text-decoration:underline}
.ftr-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:32px}
@media(max-width:860px){.ftr-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:520px){.ftr-grid{grid-template-columns:minmax(0,1fr)}}
.ftr h4{font:600 12px var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--brass-lt);margin-bottom:12px}
.ftr ul{list-style:none;padding:0;margin:0;display:grid;gap:7px}
.ftr .logo img{height:34px;margin-bottom:14px}
.ftr-bottom{border-top:1px solid rgba(245,241,232,.12);margin-top:36px;padding-top:20px;display:flex;flex-wrap:wrap;gap:8px 28px;justify-content:space-between;font-size:13px}
@media print{.hdr,.ftr,.cta-band{display:none}}

/* blog articles (rendered by netlify/functions/blog.mjs) */
.prose img{max-width:100%;height:auto;border-radius:12px;margin:18px 0}
.prose .post-hero{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;margin:0 0 28px;background:#e4ded0;border-radius:16px}
.prose table{display:block;overflow-x:auto;border-collapse:collapse;margin:20px 0;font-size:15px}
.prose th,.prose td{border:1px solid #d6cfbf;padding:8px 12px;text-align:left;vertical-align:top}
.prose th{background:#ece6d8}
.prose blockquote{margin:20px 0;padding:4px 0 4px 18px;border-left:3px solid #b08d57;color:#334255}
.chips-row{margin-top:28px}
.chip-on{display:block;padding:8px 16px;border:1px solid #0b1b2b;border-radius:999px;background:#0b1b2b;color:#f5f1e8;font-size:14px}
.ftr h4.also{margin-top:22px}